These Terms of Service are important because they establish what you can expect from Parv and what Parv expects from you when you use our services.
These Terms of Service (“Terms”) govern your access to and use of Parv's websites, SMS and MMS experiences, collectible passports, marketplace functionality, transaction pages, artificial-intelligence features, software, communications, and related products and services (collectively, the “Services”).
These Terms form a legally binding agreement between you and Koji Alguacil, doing business as Parv (“Parv,” “we,” “us,” or “our”).
These Terms explain:
By accessing or using the Services, communicating with Parv through SMS or MMS, creating or accessing a Parv profile, submitting information about a collectible, initiating or accepting a transaction, or otherwise affirmatively accepting these Terms, you agree to be bound by them.
Certain features or transactions may also be subject to additional terms, disclosures, policies, or transaction-specific conditions presented to you when you use those features. If transaction-specific terms conflict with these Terms, the transaction-specific terms control for that transaction.
Our Privacy Policy also applies to your use of the Services and explains how Parv collects, uses, and discloses personal information.
If you do not agree to these Terms, do not use the Services.
The Services are currently provided by, and you are contracting with:
Koji Alguacil, doing business as Parv, an unincorporated business operated in California, United States
Email: help@parv.io
Website: parv.io
If the Parv business is subsequently transferred to or operated by a corporation, limited liability company, or other legal entity, these Terms may be assigned to that entity as described in the Assignment section below.
You must be at least 18 years old and legally capable of entering into a binding contract to purchase, sell, make or accept offers for, receive payment for, or otherwise transact in collectibles through Parv.
By using transaction functionality, you represent and warrant that you satisfy these requirements.
You may not use another person's identity, payment method, payout account, phone number, shipping information, or property without lawful authorization.
These Terms help define the relationship between you and Parv.
When we say “Parv,” “we,” “us,” or “our,” we mean Koji Alguacil, doing business as Parv, and any successor entity that lawfully assumes these Terms.
We give you permission to access and use the Services as long as you comply with these Terms, applicable policies and transaction-specific terms, and applicable law.
Parv provides technology designed to help collectors:
For purposes of these Terms, “Collectibles” means graded trading cards and other collectible items that Parv elects to support through the Services.
Unless we expressly state otherwise for a particular transaction, Parv does not own Collectibles offered or transacted through the Services and is not itself the buyer or seller of those Collectibles.
Users who sell Collectibles are responsible for the items they sell.
Users who purchase Collectibles are responsible for the purchasing decisions they make.
Parv may facilitate communications, matching, negotiation, payment, shipping, transaction administration, verification processes, and dispute processes without becoming the owner of the underlying Collectible.
Except for a limited authorization expressly granted by you through an automated feature, nothing in these Terms creates an agency, employment, partnership, joint venture, fiduciary, brokerage, or similar relationship between you and Parv.
Parv is an evolving product.
We may add, modify, combine, restrict, suspend, or discontinue features or functionality, including:
We may make changes without advance notice where reasonably necessary for security, fraud prevention, legal compliance, technical reliability, third-party-provider requirements, protection of users, or prevention of financial loss.
Where applicable law requires notice of a material change, we will provide that notice.
Your permission to use Parv continues only while you comply with:
You are responsible for activity you conduct through Parv and for information and instructions you provide to Parv.
Information you provide to Parv must be truthful, accurate to the best of your knowledge, and not materially misleading.
You may not knowingly provide false or misleading information concerning:
You may not use Parv to deceive, defraud, impersonate, threaten, harass, exploit, or unlawfully harm another person.
You must respect the privacy, intellectual-property rights, contractual rights, property rights, and other legal rights of others.
You must not abuse, harm, interfere with, compromise, manipulate, or disrupt Parv or systems supporting Parv.
For example, you may not:
Parv may restrict or terminate access where we reasonably believe prohibited conduct has occurred.
If you represent that you own a Collectible, offer a Collectible for sale, accept an offer, or complete a sale through Parv, you represent and warrant that:
The seller remains responsible for the authenticity, lawful ownership, title, and accurate description of a Collectible.
Parv may use photographs, certification information, grading-company records, databases, possession checks, artificial intelligence, third-party data, or other methods to help assess a Collectible or transaction.
Those measures do not constitute a representation or guarantee by Parv regarding:
A Collectible appearing in a Parv passport does not mean Parv has independently verified the Collectible.
We may request additional verification at any time.
We may flag, remove, restrict, or prevent a transaction involving a Collectible where verification is incomplete or information appears inconsistent, fraudulent, or suspicious.
Before purchasing a Collectible, buyers are responsible for reviewing the material transaction information presented to them.
You acknowledge that collectibles may vary materially in appearance, desirability, liquidity, provenance, condition, and market value even where card name and numerical grade are similar.
Except where applicable law or transaction-specific terms provide otherwise, a buyer may not cancel, reverse, or dispute an otherwise valid transaction merely because:
Nothing in these Terms eliminates consumer or other rights that applicable law does not permit you to waive.
Depending on the transaction flow, submitting, approving, or accepting an offer may create a binding obligation to purchase or sell a Collectible.
Parv will identify the relevant confirmation step before a transaction becomes binding.
You are responsible for reviewing the Collectible, price, fees, shipping terms, inspection terms, payment method, and other material transaction information before confirming.
Parv may assist buyers and sellers in preparing, transmitting, responding to, or negotiating offers.
Unless you have expressly authorized automated action within clearly presented parameters, messages generated by Parv do not independently create authority to bind you to a transaction.
Where you expressly establish automated buying, selling, offer, counteroffer, negotiation, or acceptance parameters, you authorize Parv to act within those parameters.
You remain responsible for reviewing and maintaining the limits and instructions you provide.
Parv may refuse, pause, investigate, reverse, restrict, or cancel a transaction where we reasonably believe doing so is necessary because of:
Payment processing, seller onboarding, identity verification, bank-account verification, and payouts may be provided by third-party payment providers, including Stripe.
Those providers may require you to provide information necessary for:
Your use of those services may also be governed by terms or policies imposed by the applicable provider.
Parv does not guarantee that a payment provider will approve, process, hold, settle, reverse, or release a particular transaction.
Parv may charge marketplace, transaction, service, processing, payment, shipping, protection, or other fees.
Applicable fees will be disclosed before you commit to the applicable transaction.
Except where required by law, transaction-specific terms state otherwise, or Parv elects otherwise, fees for services already performed are non-refundable.
Seller payouts may be delayed until applicable transaction conditions are satisfied.
Those conditions may include:
To the extent permitted by applicable law and payment-provider rules, Parv or its payment providers may delay, reserve, hold, offset, deduct, reverse, or recover funds where reasonably necessary to address:
To the extent permitted by law, you authorize amounts properly owed in connection with your use of Parv to be deducted from amounts otherwise payable to you or from future payouts.
Parv is not a bank, depository institution, broker-dealer, securities exchange, investment adviser, financial adviser, fiduciary, money transmitter, or licensed escrow company unless Parv expressly states otherwise in connection with a future regulated service.
Words such as:
describe transaction status and do not mean Parv is providing regulated escrow services.
Funds may be processed, safeguarded, reserved, held, transferred, reversed, or released by third-party payment providers according to their systems, agreements, risk requirements, and regulatory obligations.
Parv may facilitate shipping through third-party logistics providers such as EasyPost and through independent shipping carriers.
Sellers are responsible for:
A shipping label or tracking number does not guarantee successful delivery.
Tracking information, delivery estimates, scans, signatures, shipment events, and other logistics information may be supplied by independent carriers or logistics providers.
Parv does not guarantee the accuracy, completeness, or timeliness of that information.
Where shipping insurance is available, coverage is subject to the terms, exclusions, limits, deadlines, documentation requirements, and determinations of the applicable insurer or coverage provider.
The display or purchase of shipping insurance does not guarantee that a claim will be accepted or paid.
Parv may assist with claims but does not guarantee their outcome.
If a Collectible is lost, stolen, damaged, misdelivered, delayed, or allegedly not received, Parv may evaluate relevant evidence including:
Transaction-specific terms control where they address risk of loss.
Otherwise, legal risk of loss remains subject to applicable law, while Parv may make operational decisions regarding payment release, claims, account restrictions, or transaction protection based on reasonably available evidence.
Unless transaction-specific terms specify a different period, a buyer has 48 hours following carrier-confirmed delivery to report a qualifying transaction problem.
A qualifying problem may include:
Parv may require reasonable supporting evidence, including:
Failure to reasonably cooperate with an investigation may affect eligibility for transaction protection to the extent permitted by law.
If the buyer does not report a qualifying problem within the applicable inspection period, Parv may consider the Collectible accepted and permit seller payout.
This does not prevent Parv from investigating suspected:
after the inspection period.
Except where applicable law requires otherwise or transaction-specific terms expressly provide otherwise, Parv transactions are not subject to returns simply because a buyer changes their mind.
Parv may require return of a Collectible before issuing or facilitating a refund.
Where a return is required, the buyer must follow applicable return instructions and reasonably preserve the Collectible and its packaging.
Parv may allow you to maintain a record of Collectibles that you own or claim to own.
A Parv passport is an informational record.
The presence of a Collectible in a passport does not independently establish:
Parv may remove, restrict, flag, duplicate-check, or request additional verification for a Collectible where information appears inconsistent, unverifiable, suspicious, or potentially fraudulent.
Parv may provide:
Sources may include Card Hedge, grading companies, marketplaces, public sources, users, or other third-party data providers.
Collectible values presented by Parv are estimates.
They are not:
Market information may be:
You are responsible for determining whether a transaction is appropriate for you.
Past collectible prices do not guarantee future values.
Parv uses artificial intelligence, machine learning, automated systems, and third-party AI providers, which may include Anthropic.
These systems may be used to:
Artificial-intelligence output may be:
You should independently review information material to a purchase, sale, shipment, payment, or other significant transaction.
Parv does not guarantee the accuracy or completeness of AI-generated output.
Certain Parv features may allow you to expressly authorize Parv to take defined actions within parameters that you select.
These parameters may include:
Where you expressly enable such functionality, you authorize Parv to take actions that fall within the parameters you establish.
You remain responsible for reviewing, maintaining, and updating your instructions and permissions.
Parv may refuse, pause, or cancel an automated action where reasonably necessary for:
Unless an applicable interface clearly indicates otherwise, ordinary conversational responses or AI-generated recommendations do not themselves constitute authority to enter a binding transaction on your behalf.
Parv provides portions of the Services through SMS and MMS.
Where required by law, consent to receive text messages will be obtained separately from acceptance of these Terms.
Messages may include:
Message frequency varies. Message and data rates may apply.
Reply STOP to applicable messages to opt out.
Reply HELP for assistance.
Opting out may prevent Parv from providing functionality that depends on SMS or MMS.
Consent to promotional text messages, if Parv offers them, is not a condition of purchasing goods or services.
Your mobile carrier is not responsible for delayed or undelivered messages.
You are responsible for charges imposed by your carrier or communications provider.
Some Parv features allow you to upload, submit, send, receive, store, or otherwise provide content.
Your content may include:
You are not required to submit content except where necessary to use a particular feature.
If you submit content, you represent and warrant that:
As between you and Parv, you retain ownership of intellectual-property rights you hold in content you submit.
Providing information or photographs concerning a physical Collectible does not transfer ownership of the Collectible to Parv.
To operate Parv, you grant Parv a:
license to host, store, reproduce, transmit, process, analyze, format, display, and technically modify your content for purposes reasonably related to operating, providing, securing, supporting, maintaining, and improving the Services.
This license allows Parv to perform functions such as:
This license does not give Parv ownership of your physical Collectibles.
The license continues for as long as reasonably necessary to provide the Services and for any additional period during which retention is permitted or required under our Privacy Policy or applicable law.
Deletion of content may not immediately remove copies from backups, fraud-prevention systems, transaction records, legal records, or systems where retention is reasonably necessary or legally required.
If you voluntarily provide suggestions, ideas, feature requests, improvements, or other feedback regarding Parv, we may use that feedback without restriction, attribution, or compensation to you.
Parv owns or licenses the:
Subject to these Terms, Parv gives you a limited, personal, revocable, non-exclusive, non-transferable right to access and use the Services for their intended purposes.
Except where expressly authorized or permitted by applicable law, you may not copy, modify, distribute, sell, sublicense, lease, commercially exploit, reverse engineer, or create unauthorized derivative works from Parv technology or proprietary content.
Certain information displayed through Parv may belong to third parties.
These Terms do not grant you ownership of third-party content.
Your use of third-party content remains subject to applicable law and third-party rights.
References to Pokémon, The Pokémon Company, Nintendo, PSA, Professional Sports Authenticator, CGC, Certified Guaranty Company, Beckett, BGS, grading companies, manufacturers, marketplaces, card brands, and other third parties are used for identification or informational purposes.
Unless expressly stated otherwise, Parv is independent and is not affiliated with, sponsored by, endorsed by, approved by, or operated by those third parties.
All third-party trademarks and other intellectual property remain the property of their respective owners.
Parv relies on products, infrastructure, and services operated by independent third parties.
These providers may currently include:
This list may change as Parv develops.
Third-party services may be governed by their own terms, privacy policies, operating rules, eligibility requirements, limitations, availability, and regulatory obligations.
To the maximum extent permitted by applicable law, Parv is not responsible for acts, omissions, outages, errors, delays, service interruptions, inaccurate information, API changes, carrier failures, payment-provider actions, security incidents, or other failures attributable to an independent third-party provider.
Parv may replace, add, or discontinue third-party providers without obtaining individual user consent.
Nothing in this section limits rights or remedies that cannot lawfully be limited.
Our Privacy Policy describes how we collect, use, disclose, retain, and protect personal information.
Our service providers may process personal information as reasonably necessary to provide services to Parv.
Your use of the Services is subject to the Privacy Policy in addition to these Terms.
You are responsible for determining and satisfying tax obligations arising from your purchases, sales, profits, income, transactions, or other activity using Parv, except where applicable law requires Parv or one of our providers to calculate, collect, report, withhold, or remit taxes.
Parv or our payment providers may request tax-identification information where reasonably necessary to comply with legal obligations.
Parv does not provide tax advice.
To provide and administer the Services, Parv may send:
Where applicable law requires separate SMS marketing consent, that consent remains separate from your acceptance of these Terms.
Where permitted by law, your electronic actions may have the same legal effect as handwritten signatures or physical records.
Actions that may constitute your electronic agreement include:
You agree that contracts and records relating to your use of Parv may be stored and provided electronically.
Parv aims to provide useful and reliable Services, but marketplaces, physical collectibles, shipping networks, payment networks, market information, third-party infrastructure, and artificial-intelligence systems involve uncertainty.
Accordingly:
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT EXPRESS OR IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AVAILABILITY, SECURITY, OR QUIET ENJOYMENT.
PARV DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, COMPLETELY SECURE, COMPLETE, ACCURATE, OR AVAILABLE AT ANY PARTICULAR TIME.
PARV DOES NOT WARRANT OR GUARANTEE THE AUTHENTICITY, OWNERSHIP, TITLE, CONDITION, GRADE, CERTIFICATION, PROVENANCE, MARKET VALUE, LIQUIDITY, FUTURE VALUE, INSURABILITY, SHIPPING OUTCOME, OR LAWFULNESS OF ANY COLLECTIBLE OR TRANSACTION EXCEPT TO THE EXTENT PARV PROVIDES AN EXPRESS WRITTEN GUARANTEE FOR A PARTICULAR TRANSACTION.
PARV DOES NOT PROVIDE INVESTMENT, FINANCIAL, TAX, LEGAL, APPRAISAL, INSURANCE, OR OTHER PROFESSIONAL ADVICE.
Applicable law may provide warranties or rights that cannot be disclaimed. Nothing in these Terms eliminates those rights.
Applicable law gives users certain rights and imposes certain responsibilities that contracts cannot eliminate.
These Terms limit Parv's responsibility only to the maximum extent permitted by law.
Nothing in these Terms excludes or limits liability for matters that applicable law does not permit to be excluded or limited.
To the maximum extent permitted by applicable law:
PARV AND ITS OPERATOR, SUCCESSORS, AFFILIATES, CONTRACTORS, AGENTS, REPRESENTATIVES, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES.
This includes, without limitation:
Except for liability that cannot legally be limited, Parv's aggregate liability arising out of or relating to the Services, a transaction, or these Terms will not exceed the greater of (1) $100; or (2) the amount of fees you paid directly to Parv during the 12 months immediately preceding the event giving rise to the claim.
These limitations apply regardless of whether liability is alleged in contract, tort, negligence, statute, strict liability, or another theory, and even if Parv has been advised that damages were possible.
Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.
To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Parv, its operator, any successor entity, affiliates, contractors, agents, representatives, service providers, directors, officers, and employees from third-party claims, demands, legal proceedings, government actions, liabilities, losses, judgments, penalties, fines, costs, damages, and reasonable attorneys' fees arising out of or relating to:
Where permitted by law, Parv may assume control of the defense of a matter subject to indemnification, and you agree to reasonably cooperate with that defense.
Parv may investigate suspected violations of these Terms or conduct that creates risk to Parv, users, payment providers, carriers, service providers, or third parties.
Where reasonably appropriate, we may:
Where reasonably possible, we may provide notice and an opportunity to clarify or resolve the issue.
We may act without advance notice where notice could facilitate fraud, compromise an investigation, increase financial loss, create a security risk, expose another person to harm, violate legal obligations, conflict with a legal request, conflict with payment-provider requirements, or compromise the integrity or operation of the Services.
We may preserve, review, and disclose information where reasonably necessary to comply with law, enforce these Terms, respond to legal process, investigate fraud, prevent unlawful activity, resolve disputes, or protect Parv, users, or third parties.
You may stop using Parv at any time.
Parv may suspend, restrict, or terminate your access if:
Termination does not eliminate obligations arising from transactions or conduct occurring before termination.
Provisions concerning payments, refunds, chargebacks, disputes, taxes, intellectual property, content licenses, indemnification, warranties, liability, arbitration, governing law, and other provisions that by their nature should survive will survive termination.
Before starting arbitration or litigation, you and Parv agree to make a good-faith effort to resolve the dispute informally.
The party raising the dispute must provide written notice that reasonably describes:
Notices to Parv must be sent to help@parv.io.
The parties will have 30 days after receipt of the notice to attempt to resolve the dispute.
This informal-resolution requirement does not prevent either party from seeking emergency or provisional relief where reasonably necessary to prevent imminent harm.
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.
Except as expressly provided below, disputes arising out of or relating to these Terms, the Privacy Policy, your use of Parv, communications with Parv, a Parv transaction, a Collectible transacted through Parv, or the relationship between you and Parv that cannot be resolved informally will be resolved through binding arbitration on an individual basis.
Arbitration will be administered by the American Arbitration Association (“AAA”) under the rules applicable to the dispute, including applicable consumer arbitration rules where required.
The arbitrator may award the same individual remedies that a court could award to the extent permitted by applicable law.
Either party may bring an individual matter in small claims court if the claim qualifies.
Either party may seek temporary, preliminary, emergency, or other injunctive relief in court where applicable law permits such relief notwithstanding an arbitration agreement.
Nothing in these Terms requires arbitration of a claim where applicable law prohibits that claim from being subjected to mandatory arbitration.
YOU AND PARV WAIVE THE RIGHT TO A TRIAL BY JURY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AND PARV AGREE THAT CLAIMS MAY BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN A PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.
Unless both parties agree otherwise, an arbitrator may not consolidate the claims of multiple individuals.
Nothing in this provision limits any right to seek public injunctive relief where applicable law prohibits waiver of that right.
You may opt out of this arbitration agreement by emailing written notice to help@parv.io within 30 days after you first affirmatively accept these Terms.
Your notice must include:
Opting out of arbitration will not affect any other provision of these Terms or your ability to use Parv.
If a portion of this arbitration agreement is found invalid or unenforceable, that portion will be limited or severed to the minimum extent necessary, and the remainder will continue in effect unless applicable law requires otherwise or severance would fundamentally alter the parties' agreement to arbitrate.
Except to the extent superseded by applicable federal law or the arbitration agreement above, these Terms and disputes arising out of or relating to them are governed by the laws of the State of California, without regard to conflict-of-law principles.
For disputes that may properly proceed in court, you and Parv consent to the exclusive jurisdiction and venue of the applicable state or federal courts located in San Francisco County, California, except where applicable law requires otherwise.
Applicable law may give you rights that cannot be limited or waived through a contract.
These Terms are not intended to restrict those rights.
Except as expressly stated, these Terms govern the relationship between you and Parv and do not create enforceable rights for unrelated third parties.
Parv's service providers, contractors, representatives, successors, and affiliates may nevertheless benefit from provisions that expressly extend protections to them, including relevant warranty disclaimers, limitations of liability, and indemnification provisions.
You may not assign or transfer these Terms or your rights or obligations under them without Parv's prior written consent.
Parv may assign these Terms, the Services, user agreements, and related rights and obligations in connection with:
You specifically agree that these Terms and the contractual relationship between you and Parv may be assigned by Koji Alguacil, doing business as Parv, to a subsequently formed corporation, limited liability company, or other legal entity that succeeds to or operates the Parv business.
We may update these Terms to reflect:
If a change materially affects your rights, we will provide notice as required by applicable law.
Except where an urgent legal, fraud, security, or operational reason requires otherwise, material changes will apply prospectively.
If applicable law requires affirmative consent to a change, we will obtain that consent.
If you do not agree to updated Terms, you should stop using the Services.
You consent to receive agreements, disclosures, transaction records, receipts, notices, and other legally permissible communications electronically.
Electronic communications may be provided through Parv webpages, email, SMS or MMS where separately authorized, transaction pages, or other electronic methods associated with your use of the Services.
You are responsible for keeping your contact information accurate.
To the maximum extent permitted by law, Parv is not responsible for delay, interruption, or failure to perform caused by events outside Parv's reasonable control.
These may include internet failures, telecommunications failures, carrier outages, cloud-provider outages, payment-network outages, banking failures, shipping-carrier disruptions, labor disputes, natural disasters, fires, earthquakes, severe weather, power failures, widespread cyberattacks, governmental actions, war, terrorism, civil unrest, epidemics or pandemics, or other force-majeure events.
If Parv does not immediately enforce a provision of these Terms, that does not waive our right to enforce that provision later.
A waiver is effective only if expressly made by Parv in writing.
If any provision of these Terms is determined to be invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permitted or severed to the minimum extent necessary.
The remaining provisions will continue in full force and effect.
These Terms, our Privacy Policy, applicable transaction-specific terms, and policies expressly incorporated into these Terms constitute the agreement between you and Parv concerning the Services.
They supersede prior agreements, representations, or understandings concerning the same subject matter.
If transaction-specific terms conflict with these Terms, the transaction-specific terms control with respect to that transaction.
Headings are included for convenience and readability and do not affect the interpretation of these Terms.
Questions, legal notices, arbitration opt-outs, or other inquiries regarding these Terms may be sent to:
Parv, operated by Koji Alguacil, California, United States
Email: help@parv.io
Website: parv.io